About Us

About Apple Financial Services

Apple Financial Services has been providing bursary and financial assistance analysis to private schools in Canada since 1993. The analysis service provides an arm's length evaluation of financial aid applications and provides an unbiased evaluation of the applicant's financial resources and ability to fund their private education.

Currently, we provide this service to the families that are applying to or in attendance at over 140 schools across Canada.

We are an organization managed by professionals having legal and accounting degrees accredited in Canada, and with people having accounting, financial and tax experience in Canada and the United States.

Our goals are:

1. To provide quick, insightful, unbiased evaluations of the financial resources available to applicants
2. To act as a financial assistance advisor and consultant to the finance and admissions departments of private schools, to help them effectively manage and continually improve their application process.

Financial Aid for Students Attending Canadian Schools

What is Financial Aid for Canadian Students?

The organization of Financial Aid for Canadian Students (FACS) provides an analysis of a student applicant's financial supporters’ ability to contribute towards educational expenses. Each year, the application and analysis are provided directly to the school(s) in order to assist them with awarding financial aid.  Each year that you apply for financial aid, you must file a new application.

FACS processes the application in keeping with standards and procedures developed by a committee of bursary officers from participating schools. The basic view of the member schools is that parents should finance their children's education to the extent they are able.

The school(s) named by you will be sent a copy of your application, the attached tax information and an analysis of it. If you are applying for aid for more than one child at the same school, or different schools only one application needs to be completed. When you send an application to FACS, you are giving permission for an analysis to be done and for the computation of the recommended parental contribution to be provided to the named schools. As you complete the application, you should know that the information that you provide will be held in complete confidence. Only your selected school(s) will be sent your financial information and the FACS analysis. FACS user schools are told that as few people as possible should be allowed access to any financial information submitted by a family.

Who makes the financial aid decision?

The FACS organization does not make decisions about the amounts of financial aid awarded; it only makes recommendations. The financial aid committees at the schools make the final decision. Direct any questions you may have about awards to those bursary officers. The suggested family contribution is based on the current year’s projected income and assets.

Where does the funding come from?

The offer of assistance and funding will come from the school being applied to, not FACS. We provide the analysis, which is used by the schools as one of the components to determine the level of assistance able to be offered to the family applying. Our analysis is provided to the school for their exclusive use and is not available to the applicants.